money!!!!

moneyIf you think about it, there are really only five things you can do with money:

-EarningMost people have to earn an income some way or another. Some people do this by working at a job, others own their own business, and still others earn their living through more unconventional means, such as investing in real estate or the stock market. Whichever way you earn your money, a key decision in this area is determining how much money you actually need to survive.

-SpendingThe first rule of spending is to always spend less than you earn. The minute you start spending more than you’re taking in, you incur what is called negative margin or deficit. Deficit is different from a loan in that deficit adds continually to your debt and are unable to pay it back. As you keep overspending each month, your debt just keeps growing and growing. Before long, you and your entire family will become a slave to it

-SavingThe extra money you have left over (or should have left over) at the end of each month after paying your living expenses, taxes, debts, and meeting your giving budget is called savings or margin. Your savings should always be planned and regular.

-InvestingInvesting your money wisely is crucial to getting the most return on your time and effort. After all, you’ve worked hard for your money.

-GivingAs with saving, your giving should always be planned and regular. Choose your charities wisely, and make sure they’re putting as much of your money as possible into their primary work rather than miring it all in overhead. It’s also okay to keep some money aside in a contingency fund for those “spur of the moment” donations.

comic books

Who says comic books are merely "child's play"?


I'm very like to read comics. my Favourite comics is Gempak.


The truth is that comic books are sought after by mature collectors, designers and readers… and if you're one of those who love comics' story lines, their colourful images, their imaginative characters and their nostalgic value, why not get together with like minded people and start a comic book reading club?

It's not such a crazy idea as it might sound, though depending upon where you live, you may have to resolve to initiate an online comic book club rather than one that meets regularly in a public venue, such as at a library or in a community room.


Still, Internet reading clubs are hardly shabby; in fact, many famous authors have been known to "visit" book club blogs, message boards and cyberspace "conversations".

quality of friendship

When I think about what makes someone a good friend, I think about all the characteristics of my own friends.

My personal definition of a friend, is someone who is always looking out for me, and will help me if I’m in trouble.

A friend has to be someone I trust and who trusts me in return.

Another important characteristic in a friend is someone who I can talk to, and make me laugh.

One of the most important traits of a friend, is someone who goodness of the two people.

It forms when one decent person loves another decent person.

This is the only lasting and true form of friendship.

A good friendship can come from a friendship that starts out as pleasing or useful.

All friendships require time to develop and grow, but only good friendships will endure over time. will help you if you need it.

The Muslim Marriage Guide

Islam teaches that marriage is ‘half of religion’ because it fulfils so many basic needs of individuals and of society, it is the cornerstone upon which the whole Muslim life is built.


Modern life brings stains and pressures which can upset even the most compatible relationship.

This means that nowadays, to protect the spirit of cooperation and happiness which is the sign of the true Islamic marriage, careful thought needs to be given to the mechanisms which help husband and wife to live together and respect each other’s rights.


This highly-readable book takes the reader through the relevant passages in the Quran and Hadith, and goes on to discuss the main social and emotional problems that can afflict relationships, suggesting many practical ways in which these can be resolved.

favourite colour-blue

hype.....
today I would like to share about my favourite colour that is blue.

A natural color, from the blue of the sky, blue is a universal color.
The cool, calming effect of blue makes time pass more quickly and it can help you sleep.
Blue is a good color for bedrooms.
Blue is calming. It can be strong and steadfast or light and friendly. Almost everyone likes some shade of the color blue.
Blue is one of the most peaceful colours, showing the majority of students to be light-hearted, calm and open-minded.
Blue is a sign of aspiration (often symbolised by the sky), yet it also reflects a desire for freedom, and the favouritism of this colour is expressive of desires for liberation.

4 ways to appreciate life more

Everybody goes through a period of time in their life in which they think they’re worthless, their life is horrible, and nothing will ever go their way.
Learning to appreciate life is a very big aspect of that. You can be a happy person but until you take the time to appreciate the life you have, you will never reach your highest potential of happiness.
There are many ways in realizing that you have a great life, but below I will outline what I think are the 4 easiest and simplest ways of realizing this important truth
1) Things can always get better-improving your life to the point where it’s your dream life. No matter where your life stands - there is always a way to make it much better.

2) Get a pet-By having a pet you can appreciate the fact that you have support no matter what you did or what happened to you.

3) Look at the stars-When you look up and see the thousands of twinkling stars, you begin to ponder philosophical questions about your life, how amazing it is that the stars can be billions and trillions of light years away and yet you can see them, and what kind of magnificent energy it takes to create something like the universe we live in.

4) Watch or play with a baby-When you look at a baby, especially one that’s laughing or smiling, you can’t help but feel happy.

Self Management

Here is a list of things that help you in self management and which will in turn lead you to the path of success: -
-) Look at every new opportunity as an exciting and new-life experience.
-) Be a professional who exhibits self-confidence and self-assurance in your potentialto complete any task.
-) Agree with yourself in advance that you will have a good attitude toward the upcoming task.
-) Frequently ask, "Is what I am doing right now moving me toward my goals?"
-) Do it right the first time and you will not have to take time later to fix it.
-) Accept responsibility for your job successes and failures. Do not look for ascapegoat.
-) Do not view things you do as a "job." View all activities as a challenge.
-) Stay interested in what you are doing. Keep looking for what is interesting in your work. Change your perspective and look at it as someone outside your job would,
-) Establish personal incentives and rewards to help maintain your own high enthusiasm and performance level.